Trust & Gifting

Structures for intergenerational wealth transfers

Leaving your family a secure financial legacy

Trusts and international pensions have been used for generations to provide a secure and tax-efficient structure to protect family wealth. Over time, the tax treatment of trusts and pensions has changed, but they remain a useful entity to manage your financial assets while you are alive and to pass on to your family dependents after you’re gone.

There are two types of trusts in South Africa: vested and discretionary trusts. Vested trusts set out the beneficiaries’ benefits in the trust deeds, while discretionary trusts give trustees full discretion to decide how much beneficiaries will benefit.

Outside of South Africa, there are a number of other options in internationally recognised and investment grade jurisdictions. You may feel safer knowing that your trust assets reside in a jurisdiction that offers government-backed investor protection, so you know your money is safe.

Trusts and international pensions are complex, and it is advisable to work with a professional who has the legal and financial planning expertise to guide you through the process. Setting up a legally sound trust or international pension will enable you to manage your assets cohesively and pass them on to your dependents in a structured and secure way.

Our team at Holborn are experts in the field of trusts, pensions and other suitable structures for South African residents. Let us guide you in your journey to protect your family wealth in generations to come.

Reviews of Holborn Assets

From our blog

Recent blog post featured image

4 investment tips every expat should know

Managing your investment portfolio as an expat isn't an easy task. In our blog, we share investment tips that will make its management easier.

Recent blog post featured image

Second citizenship options for South Africans

There are many second citizenship options for South Africans who seek a better future. Read our blog to learn more about some of them.

Recent blog post featured image

4 tips for moving out of South Africa

Would you like to move out of South Africa? In our blog, we give you some tips that would help improve your "moving out of South Africa" plan.

Recent blog post featured image

How does Regulation 28 impact your pension?

Regulation 28 plays a crucial role in your retirement savings, influencing and shaping your pension. In this article, we look at the impact of Regulation 28 on your pension savings.

Join our newsletter to receive exclusive updates