In our blog you'll find a wide variety of Personal Finance articles along with updates on the general state of the finance market in South Africa and the UK. Useful reading that's easy for you to dip in and out of.
4th September 2019
Buy-to-Let (BTL) investors in England and Wales make an average of £80,000 selling on their properties – before tax. And in London, the average pre-tax profit on a sold BTL property is a whopping quarter of a million (£248,120).
Fixed rate, tracker, standard variable – todays mortgage market has more products than ever and finding the right one requires extensive research. Remortgaging is no different, it requires careful consideration.
A change affecting the renewal of UK passports was introduced on September 10th, but not formally announced by the Home Office.
Unlike car insurance, life insurance is optional and in today’s market there are plenty of options available. Return of premium life insurance has been around for some time but you would be forgiven if you haven’t heard of it.
Having a baby doesn’t just affect your sleeping pattern, it can also have a significant impact on your bank balance.In fact, raising a child to the age of 18 could cost you an eye-watering £192,000 according to figures from NatWest.
Hippopotomonstrosesquipedaliophobia. Ironically this is the term used to describe those that have a fear of long words.
When you think about doing your bit for the environment, the last thing you probably think of is your pension. The truth is, the companies we invest our pensions into have a big impact on the world we live in.
Do you remember a time before smartphones? Updating your Facebook status meant getting to a computer, and the term "I'll Google it" wasn't something you did on the go.
None of us likes to think about our own mortality, but we all want to make sure our loved ones are taken care of when we’re gone. Life insurance provides financial security for your loved ones when you pass away.
Brexit – like it or not, there is no getting away from it. Since the UK voted to leave the EU in 2016, it’s a word that has dominated the headlines and news broadcasts.
Brexit chaos, leadership dilemmas and a bruised and battered pound have raised fears that the UK could fall into recession.
Pensions provide a regular income in retirement that replaces your monthly working salary. The state pension is intended to provide the financial foundation for people to build upon in retirement.
15th February 2016
What we’re going to write in this relatively short article is directed to those that have worked in the UK and are now residents outside of the UK whilst having left behind a frozen pension.
7th February 2016
South Africans are feeling the financial pain after the Reserve Bank decided recently to hike the interest rates by 50 basis points from 6.25% previously, up to 6.75%.
31st January 2016
Holborn Assets believes that the slowdown in the global economy will remain soft and the implication will be felt on South Africa’s ability to recover from an anemic third-quarter growth of only 0.7%
24th January 2016
According to The Guardian, UK Prime Minister David Cameron could ban British expatriates from claiming tax credits for up to four years as part of a compromise agreement with the European Union.
17th January 2016
Currency exchange rate fluctuation can have a big impact on the expat life, especially if we take in consideration that the South African Rand was one of the world’s worst-performing currencies in 2015.