Blog

In our blog you'll find a wide variety of Personal Finance articles along with updates on the general state of the finance market in the UK and Cyprus. Useful reading that's easy for you to dip in and out of.

5 Financial Tips for New Parents

Having a baby doesn’t just affect your sleeping pattern, it can also have a significant impact on your bank balance. In fact, raising a child to the age of 18 could cost you an eye-watering £192,000 according to figures from NatWest, and it doesn’t stop there. Expats working in South […]

Overcoming the Fear of Retirement

Hippopotomonstrosesquipedaliophobia. Ironically this is the term used to describe those that have a fear of long words. There seems to be a tongue-twisting word to describe every fear imaginable, but what do you call someone who has a fear of retirement? Well, there doesn’t seem to be one but it is a […]

How Does Your Pension Affect the Environment?

When you think about doing your bit for the environment, the last thing you probably think of is your pension. The truth is, the companies we invest our pensions into have a big impact on the world we live in.   Pension investments 101 There are several different types of […]

Challenger banks: digital banking in a digital age

Do you remember a time before smartphones? Updating your Facebook status meant getting to a computer, and the term “I’ll Google it” wasn’t something you did on the go. Nowadays we use our phones for everything. We carry our whole life around in our pocket, so why not our bank? […]

Life Insurance and Trusts Explained

None of us likes to think about our own mortality, but we all want to make sure our loved ones are taken care of when we’re gone. Life insurance provides financial security for your loved ones when you pass away. However, if your policy isn’t set up in the right […]

What a No-deal Brexit Could Mean For Expat Pensions

Brexit – like it or not, there is no getting away from it. Since the UK voted to leave the EU in 2016, it’s a word that has dominated the headlines and news broadcasts. Nearly two weeks into Boris Johnson’s tenure as Prime Minister and all eyes are now on […]

How Does a Recession Affect Your Investments?

Brexit chaos, leadership dilemmas and a bruised and battered pound have raised fears that the UK could fall into recession. When the Office for National Statistics released its gross domestic product (GDP) estimate for April-June 2019, recession became a real possibility. The British economy shrank by 0.2% according to ONS […]

Why You Should Consider a Private Pension

Pensions provide a regular income in retirement that replaces your monthly working salary. The state pension is intended to provide the financial foundation for people to build upon in retirement. The state pension isn’t meant as a sole income, but does it live up to its intended purpose and provide […]

The UK Frozen Pensions Anomaly

What we’re going to write in this relatively short article is directed to those that have worked in the UK and are now residents outside of the UK whilst having left behind a frozen pension, including those who have already moved their UK pension overseas into a QROPS. So if […]

South Africa Rate Hike Negative Impact on Consumers

South Africans are feeling the financial pain after the Reserve Bank decided recently to hike the interest rates by 50 basis points from 6.25% previously, up to 6.75%. This is the first interest rate hike this year in a series of multiple rate hikes that will follow and push the […]

Holborn Assets Reviews The South African Markets

Holborn Assets believes that the slowdown in the global economy will remain soft and the implication will be felt on South Africa’s ability to recover from an anemic third-quarter growth of only 0.7%, which makes us expect a slightly weaker outcome in 2016, we now expect a GDP growth of […]

British Expatriates Set to Lose Tax Credits Benefits

According to The Guardian, UK Prime Minister David Cameron could ban British expatriates from claiming tax credits for up to four years as part of a compromise agreement with the European Union over renegotiating the UK’s terms of membership. Under this deal thousands of British expats could lose tax credits […]